Terms of Use

1. Acceptance of Terms

By accessing and using the elysirovanta finance platform (elysirovanta.com), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and elysirovanta Ltd, a company registered in the United Kingdom. If you do not agree with any part of these terms, you must discontinue use of our services immediately.

Your continued use of our platform following any changes to these terms will constitute acceptance of those changes. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting on our website. It is your responsibility to review these terms periodically.

2. Definitions and Interpretation

Words importing the singular shall include the plural and vice versa. Headings are for convenience only and do not affect the interpretation of these terms. References to laws or regulations include any amendments or replacements thereof.

3. User Eligibility and Registration

To use our platform, you must be at least 18 years old and legally capable of entering into binding contracts. By registering for an account, you represent and warrant that all information provided is accurate, current, and complete. You agree to update your information promptly when changes occur.

Registration Requirements

We reserve the right to refuse registration or terminate accounts at our sole discretion, particularly if we suspect fraudulent activity, violation of these terms, or any behaviour that may harm our platform or other users. Account termination may result in loss of access to all associated data and services.

4. Permitted and Prohibited Uses

Permitted Uses

You may use our platform for legitimate financial planning, progress measurement, and educational purposes. This includes accessing our tools, participating in discussions, and using our resources to improve your financial knowledge and skills.

Prohibited Activities

5. Intellectual Property Rights

All content, features, and functionality of our platform, including but not limited to text, graphics, logos, images, software, and design elements, are owned by elysirovanta Ltd or our licensors and are protected by copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable licence to access and use our platform for personal or business purposes in accordance with these terms. This licence does not include any right to resell, distribute, or commercially exploit our platform or content.

User-Generated Content

By submitting content to our platform, you grant us a worldwide, royalty-free, perpetual licence to use, modify, and distribute that content in connection with our services. You retain ownership of your content but acknowledge that we may use it to improve our platform and services.

You represent that any content you submit does not infringe on third-party rights and that you have all necessary permissions to grant the licences described herein. We reserve the right to remove any content that violates these terms or applicable laws.

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal data is governed by our Privacy Policy, which forms an integral part of these terms. By using our platform, you consent to the processing of your data as described in our Privacy Policy.

We implement appropriate technical and organisational measures to protect your data against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

7. Service Availability and Modifications

While we strive to maintain continuous service availability, we do not guarantee uninterrupted access to our platform. We may temporarily suspend services for maintenance, updates, or due to circumstances beyond our control. We will provide reasonable notice of planned maintenance when possible.

We reserve the right to modify, update, or discontinue any aspect of our platform at any time without prior notice. This includes adding or removing features, changing functionality, or altering the user interface. Such changes may affect your use of the platform, and continued use following changes constitutes acceptance.

Service Limitations

8. Financial Information and Disclaimers

Our platform provides tools and resources for progress measurement and financial planning. However, we do not provide investment advice, and our content should not be considered as professional financial guidance. All financial decisions remain your responsibility.

While we endeavour to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, or suitability of any financial data or tools provided through our platform. You should consult qualified financial professionals before making significant financial decisions.

Risk Acknowledgement

You acknowledge that any financial activities you undertake based on information from our platform are at your own risk. We strongly recommend conducting thorough research and seeking professional advice before making financial commitments or investments.

9. Limitation of Liability

To the maximum extent permitted by law, elysirovanta Ltd shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our platform. This includes, but is not limited to, damages for loss of profits, data, or business opportunities.

Our total liability to you for any claim related to these terms or your use of our platform shall not exceed the amount you have paid to us in the twelve months preceding the claim. This limitation applies regardless of the legal theory upon which the claim is based.

Exceptions to Limitation

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.

10. Termination

Either party may terminate this agreement at any time. You may delete your account through your account settings or by contacting our support team. We may terminate or suspend your account immediately if you violate these terms or engage in conduct harmful to our platform or other users.

Effect of Termination

Upon reasonable request and where technically feasible, we may provide you with a copy of your account data before deletion, subject to our data protection obligations and technical limitations.

11. Governing Law and Jurisdiction

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Before initiating legal proceedings, we encourage users to contact us directly to resolve disputes amicably. Many issues can be resolved through direct communication and good faith negotiation.

Alternative Dispute Resolution

For eligible disputes, we may offer mediation or arbitration as alternatives to court proceedings. These processes can provide faster and more cost-effective resolution while maintaining confidentiality for all parties involved.

12. Miscellaneous Provisions

Severability

If any provision of these terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect. The invalid provision will be replaced with a valid provision that most closely reflects the original intent.

Assignment

We may assign our rights and obligations under these terms to any third party without your consent. You may not assign your rights or obligations without our prior written consent, except that you may assign them to an affiliated entity with prior notice.

Force Majeure

Neither party shall be liable for any failure to perform due to causes beyond their reasonable control, including natural disasters, government actions, labour disputes, or technical failures affecting internet infrastructure.

Entire Agreement

These terms, together with our Privacy Policy and any additional terms for specific services, constitute the entire agreement between you and elysirovanta Ltd regarding your use of our platform. They supersede all prior agreements and understandings.